Linking Point to Payment Apps – Point

Overview

Your Point account can be used by many payment apps like Apple Pay, Venmo and Cash app. Your Point account can be used as either a funding source for outgoing payments to others, and as a destination for payments sent to you.

Transactions made within payment apps are not eligible to receive points. For information on which transactions you will receive points on, please see our support article regarding what transactions are not rewarded points.

Point is integrated directly with Plaid, which provides a fast and simple process to link your bank account to other financial services.

Please Note: when linking your Point account via Plaid, the bank name will show up as or Radius Bank or LendingClub, Point's partner institution.

Venmo

Sending Payments

Transactions on Venmo can be funded from Point using your Point debit card as a funding source, or via ACH transfer.

Open your Venmo app
Go to SETTINGS -> PAYMENT METHODS
Select ADD A BANK OR CARD...
1. Select BANK
  - Select INSTANT VERIFICATION
  - In the Plaid portal, search for POINT and sign in using your Point account email and password.
  - Complete all the steps to instantly link your account.
2. Select CARD
  1. In the ADD CARD screen, input the appropriate Point Card information

Cashouts

When transferring funds from Venmo to Point, you can transfer funds without a fee. This typically takes 1-3 business days as noted in the screenshot below.

If you would like to use the Instant Transfer feature in Venmo for a 1% fee, select your Point card from the list of available options in the TRANSFER TO section.

Apple Pay

Add Point Card to Apple Pay

To take full advantage of Pay for debit transactions, you should add your physical card information, as there is no PIN associated with your virtual card.

In the Point App, select the icon at the bottom to access the CARDS section.
- Select your Physical Card and then toggle the SHOW CARD DETAILS switch to view the full card number, then select the card number for about 3 seconds to copy the card number.
Open the Wallet app
Select in + in the upper right corner
Select CREDIT OR DEBIT CARD and select CONTINUE
Select ENTER CARD DETAILS MANUALLY, then paste your Point Card information in the CARD NUMBER field.
You will be asked to verify your Point account via email or phone call. Once the verification is complete, your Point Card will be successfully linked to Pay.

Add Bank Account to Apple Cash

Apple does not currently support Instant Transfers with the Point Card. For funds transfers from your Apple Wallet or Apple Cash payments please follow the steps below to add your Point bank account.

Open the Wallet app
Select the Cash card
Select the ••• icon at the top right
From the Apple Cash screen, select BANK ACCOUNT
Input your Routing and Account number which can be located in the Point App

Cash App

Please note: you can only link one account to Cash App at a time.

To link your Point account to the Cash App, you can follow the steps below. If you have another account connected, you will need to remove the connected account, then link Point by following the steps below.

Open Cash App
Select the first tab (Home icon)
Select ADD BANK
In the SELECT YOUR BANK section, search for Point
- This will have will have the corresponding www.point.app URL
After selecting Point as your bank, follow the sign in and verification process
- Once completed, your Point account will be fully linked to your Cash App account.

Instant Transfer Limits:

Up to $2,500 per transfer and per day

Up to $10,000 per month