Linking Point to Payment Apps – Point

Overview

Your Point account can be linked to payment apps like Apple Pay, Venmo, and Cash App.

Transactions made within payment apps are not eligible to receive points. For information on which transactions you will receive points on, please see our support article regarding what transactions are not rewarded points.

Point is integrated directly with Plaid, creating a fast and simple way for you to link your bank account to other financial services.

Please Note: when linking your Point account via Plaid, the bank name will show up as Radius Bank or LendingClub, Point's partner institution.

Venmo

Sending Payments

Transactions on Venmo can be funded from Point using your Point Card as a funding source or via ACH transfer.

Open your Venmo app
Go to SETTINGS -> PAYMENT METHODS
Select ADD A BANK OR CARD...
1. Select BANK
  - Select INSTANT VERIFICATION
  - In the Plaid portal, search for POINT and sign in using your Point account email and password.
  - Complete all the steps to instantly link your account.
2. Select CARD
  1. In the ADD CARD screen, input the appropriate Point Card information.

Cashouts

When transferring funds from Venmo to Point, you can transfer funds without a fee. This typically takes 1–3 business days as noted in the screenshot below.

If you would like to use the Instant Transfer feature in Venmo for a 1% fee, select your Point Card from the list of available options in the TRANSFER TO section.

Apple Pay

Add Point Card to Apple Pay

To take full advantage of Apple Pay for debit transactions, you should add your physical card information, as there is no PIN associated with your virtual card.

In Point App, select the icon at the bottom to access the CARDS section.
- Select your Physical Card and then toggle the SHOW CARD DETAILS switch to view the full card number, then select the card number for about 3 seconds to copy the card number.
Open the Wallet app.
Select in + in the upper right corner.
Select CREDIT OR DEBIT CARD and select CONTINUE.
Select ENTER CARD DETAILS MANUALLY, then paste your Point Card information in the CARD NUMBER field.
You will be asked to verify your Point account via email or phone call. Once this verification is complete, your Point Card will be linked to Apple Pay.

Add Bank Account to Apple Cash

Apple does not currently support Instant Transfers with Point Card. For funds transfers from Apple Wallet or for Apple Cash payments, please follow the steps below to add your Point account.

Open the Wallet app.
Select the Cash card.
Select the ••• icon at the top right
From the Apple Cash screen, select BANK ACCOUNT.
Input your routing and account numbers, which you can find in Point App.

Cash App

Add Point Card to Cash App

To take full advantage of Apple Pay for debit transactions, you should add your physical card information, as there is no PIN associated with your virtual card.

On the Cash App home screen, tap the "My Cash" tab, which is located on the far-left at the bottom of your screen.
Select Link Bank.
Enter your Point Card information and select Add Card.

Add Bank Account to Cash App

Please note: You can only link one account to Cash App at a time.

To link your Point account to the Cash App, follow the steps below. If you have another account connected, you will need to remove the connected account, then link Point by following the steps below.

Open Cash App.
Select the first tab ("My Cash" icon).
Select ADD BANK.
In the SELECT YOUR BANK section, search for Point.
- This will have the corresponding www.point.app URL.
After selecting Point as your bank, follow the sign in and verification process.
- Once completed, your Point account will be fully linked to your Cash App account.

Instant Transfer Limits:

Up to $2,500 per transfer and per day.

Up to $10,000 per month.