Direct Deposit (via ACH)
Direct deposits or transfers originating outside of Point App = $8,000 per transaction and per day; $16,000 per month*
ACH transfer to your Point Account from an external account using the Point App
ACH transfers (pulls), initiated from within Point App = $1,000 per transaction and per day; $2,500 per month
Debit card issued by a third party bank
Debit cards issued by an external bank, used for debit card funding = $2,500 per transaction and per day; $10,000 per month
Mastercard (Maestro) Instant Load
Mastercard (Maestro) Instant Load = $2,500 per transaction and per day; $10,000 per month
*The system will split up any deposit larger than $8,000 into 2 to 4 deposits, depending on the amount of the deposit itself. These split deposits will post in your account throughout the week. Once your account hits that $16,000 monthly limit the remaining funds will be held for 30 days or so and then continue depositing the funds.